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  • Writer's picturePeter


Updated: Jun 4

Clifton Beach
No Wi-Fi. No problem 😎

Just like when my personal computers freeze because I have too many programs open so to my decision making freezes when I have so many competing important matters in my life.

This got me thinking about how to solve life’s problems from the perspective of an IT help desk.

Life has taught me when I choose to neglect a problem so too does my probability of an epic crash increase. When talking with others about my problems I’ve also found that most of us share similar if not the same problems and fears. Most importantly our problems are not unsolvable.

Often I've experienced many of my life’s problems solved simply by updating an old program or as I call it my daily routine. If this update doesn’t work then I research better programs to do the job and install this new program i.e. daily routine into my life.


Deleting my problem programs can feel good at the time and often solves my problem however it can also impact other programs running simultaneously. As an example is if my new routine was not to include sugar in my diet and my partner still wanted to eat foods containing sugar. This would cause obvious conflicts.

If these above steps don’t solve my problem then a full system reboot may be required. From my personal experience this rebooting decision is dramatic and drastic, however doing so I’ve often found it to be the fastest way to achieve results. This reboot is akin to saying this is the new me and moving forward my life will have the following routines <add>, the past is deleted and this is my new operating system.

The last alternative is definitely the most expensive and radical. It may be time to buy a new computer. Think career change, residence change, partner change etc. Hence from my personal experience this last decision should not be taken lightly however it may be required and serve a greater good.

Acknowledging and taking action to address problems in our lives takes courage. It also requires a mindset of personal accountability time and patience, however most importantly it takes action.

How do I fix the problem of too much debt? Get it to a sustainable debt level where it doesn’t negatively impact me or remove debt completely from my life.

How do I fix the problem of having enough in retirement? Create a habit of minimizing my lifestyle expenses and increase my savings. This has two benefits first it reduces my day to day lifestyle expenses and obviously second it increases my wealth.

How can I enjoy a more balanced life? Do the things that only I can do and delegate everything else.

How can I worry less in life? Focus on what I can control and let go of what I can’t.

This post was written by Me, as such they are my personal views and not financial or general advice.

You should always seek independent financial advice when it comes to choices about your personal finances. This is one area of your life where it’s worth paying for it to be done right.

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