Probus South Pacific January Newsletter
Diinnie Muslish of Probus South Pacific asks Financial Advisor Peter Horsfield for his tips and advice on how to cope with the Christmas Financial hangover and some ways that could even save you some money.
Christmas is known to be a time of excess and come the new year, it’s not only our waistlines suffering the consequences. If you’ve found yourself guilty of financial overindulgence, here are some ways to help you save money.
1. Transform trash into treasure The new year is a great time to declutter and why not make some extra pocket money while you’re at it?“ Declutter and sell unwanted items on Gumtree, Ebay or through a garage sale.” says Peter Horsfield, founder and senior advisor of SMART Advice. “It is a great way to make some cash and let go of what’s just taking space.”
2. Enjoy free events this summer Living in Australia gives us the advantage of having our Christmas holidays over the summertime. Not only is the weather a major benefit but it means that free entertainment is plentiful. For those who live in Melbourne, this time of year means you catch a spot of tennis on the lawns of the Rod Laver Arena with fellow Australian Open enthusiasts at no cost or for fellow Sydneysiders, catch all the freebies on offer at the upcoming Chinese New Year Festival starting from February the 6th. Check your local council’s website to see what’s on, or alternatively, go for a walk and explore the wonders of your own city.
3. Enjoy low-cost everyday gourmet meals at home Discover your inner-master chef and save some coin at the same time. An average night out consisting of food and drinks for two people can cost up to $100, according to Horsfield. Save that cash by staying in and experiment with new recipes and cuisines. You could also gather some friends and family and arrange a cooking style co-op where everyone takes turns to cook for each other.
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